ATL Kuber 1.5

Why Should Banks Have All The Fun

AnyTimeLoan.in emerges as a prominent on-demand peer-to-peer lending platform in India, operated by Luharia Technologies Pvt Ltd, an NBFC P2P registered with the Reserve Bank of India. The platform leverages advanced technologies including AI, machine learning, data science, cognitive science, and neural science, supported by a team with a distinguished record of setting industry standards across the financial services sector for decades.

The core objective of ATL’s team is to foster sustainable, responsive, and impactful wealth creation for investors and lenders, while contributing towards building a socially inclusive India.

What sets us apart? A proven, intelligent blend of science, technology, art, robotics, and innovation defines our approach.

Recognizing that one size does not fit all, we offer tailored lending options aligned with your current financial situation and future goals.

• Master Stroke

  Designed for individuals with a mid to long-term investment horizon focused on wealth accumulation. Suited for those who wish to keep their funds actively working around the clock via Auto Invest mode. Earnings and interest are automatically reinvested as borrowers repay, up to the RBI-mandated upper limit.

  Minimum investment/lending: INR 7 lakhs and above.

  Funds can be withdrawn from escrow at any time with a single click.

• Systematic Growth Plan (SGP)

  Ideal for investors who prefer to deploy lump sum amounts ranging from INR 1 lakh to INR 7 lakhs to generate passive income or build wealth gradually.

  Repayment Options:

  • Re-invest / Growth: Reinvest returns automatically to maximize growth—suitable for wealth accumulation towards long-term goals. Recommended age: 21-50 years.
  • Payout: Receive regular income as borrowers repay—ideal for those seeking consistent cash flow. Recommended age: 51+ years.

• Systematic Lending Plan (SLP)

  Aimed at beginners or those preferring smaller daily investments (as low as Rs.100 per day). By selecting auto-debit options such as eNACH/NACH, investors can effortlessly build wealth over time. Returns are automatically reinvested until exposure limits are reached per RBI guidelines.

  Withdrawal of idle funds from escrow is available at any time with one click.

  Minimum commitment: INR 3000 per month (multiples of INR 1000).

  Frequency: Monthly or quarterly installments.

  Tenure: Minimum one year.

Begin your systematic savings journey today with SLP and take control of your financial future.

#FinancialIndependence

• Good Returns: Up to 30% per annum
• Safety: Your funds are insured*; average exposure per borrower typically remains around INR 10,000. The entire process—from borrower evaluation to loan disbursement via escrow—is managed by us. We earn only when you do.
• Flexibility: Customize your investment amount and repayment plans according to your current and future needs.
• Convenience: Invest from anywhere at any time in credible Indian borrowers without disrupting your professional or personal commitments.
• Transparency: Monitor your portfolio and escrow passbook online with complete transparency and peace of mind—today and tomorrow.

*Terms & Conditions apply.